Name a beneficiary

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Editor;

Re: BoT urging commercial banks to eliminate fee for money transferring within the same bank (PM Tuesday, 08 January 2013) – 1). I opened a SCB acct. in Phuket 8 yrs. ago, 3yrs later and SCB charged me 1,500 B plus another 300 for a new ATM card! 2).While, maybe, changing the above how about being able, as in most countries, to name a beneficiary on my bank accts? Not a co owner, a beneficiary in case of my death.

Don Aleman