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Family Money: Getting
real about real estate - Part 2
By Leslie
Wright
Last week I offered my opinion that the only reasonably
secure way of protecting your interests if you’re thinking of buying a
residential property is by forming a company and making yourself sole
authorised signatory of that company.
Inevitably, some readers will disagree, and some will
undoubtedly be writing vehement letters of protest to the Editor of this
publication protesting that they’ve been married to a Thai lady for X
number of months/years with no problems whatsoever, and that they’re
absolutely sure she will never do the dirty on them as regards the
property which they’ve been living in so happily, and which is
registered in her name.
Well, if she married a farang some years back, Thai law
precluded her continuing to own either land or a house in her name after
that marriage was legally contracted. So that would tend to indicate that
perhaps the ‘marriage’ wasn’t fully legal, or the land title slipped
through a bureaucratic loophole somewhere... (More flurries of protesting
letters will undoubtedly be spawned by those remarks!)
Anyway, this unfair law was recently amended, so a Thai
wife can now legally continue to own land or a house which she owned
before the marriage, without fear that the authorities might negate the
land title if ever she tried to sell it. Similarly, a Thai lady legally
married to a farang can now own and - more importantly - register property
in her own name.
But like any other valuable investment, putting
property in someone else’s name - no matter how much you may trust them
at the time - is fraught with danger, and leaves you potentially open to
abuse.
Would you rather trust your life-savings to a bank or
your housekeeper? I know many of you cynics will say, “Depends on which
bank.” But I think you get my drift.
Similarly with your house. There have been far too many
reports of gullible farangs being thrown out of the house they paid for -
with no recourse in law - to ignore the fact that it happens. And far more
frequently than most macho men would care to admit to their drinking
buddies.
Things to consider
Potential property investors - here or anywhere -
should look at five things: long-term demographics, supply, demand, tax,
and inflation.
First, let’s look at the supply & demand
situation in Pattaya. There are far more residential properties available
than there are potential buyers. Some have stood empty for years. So, one
could reasonably conclude that it is a buyer’s market, right? Wrong.
Most people don’t like to lose money. And Thai
property owners are no different. Having had to pay inordinately high
interest rates to the banks if they had a mortgage on their property
(which they may still be paying), or a substantial amount of
pre-devaluation baht if they paid cash, they are fundamentally averse to
suffering a loss on the property - even, it seems, when they start running
short of cash.
I know of several cases where people prefer to borrow
money ‘on the street’ for 4%-5% a month interest, using their property
as collateral against the loan, rather than try to raise a loan from a
bank (which these days is not only a difficult and lengthy process but
might still be refused), let alone sell their property at a loss.
Property prices were expected to drop by some 30% after
the economic crisis in 1997. But real estate agents will tell you that
property prices have fallen comparatively little in the past three years -
unless the bank is beating on the owner’s door demanding repayment of a
non-performing loan. It seems Thai landlords prefer to leave a house
vacant than suffer a capital loss on their investment.
Rent or purchase?
Then, look at the ratios between the purchase price
being asked and the rental price for the same property.
In the USA and UK, the ‘standard’ rule-of-thumb for
value/rental is around 100-120 times. In other words, if your house is
worth ?100,000 and in a prime location and good condition, you can expect
to get perhaps ?830-?1,000 a month rental income from it.
(Of course, you have to pay taxes, rates, maintenance
costs, insurance, agency fees, etc., so you may end up with only 5%-6% net
return per annum on your investment property. In real terms, not a very
good nor a very flexible investment. But that’s another subject for
another day.)
Here in Pattaya, however, the rule-of-thumb ratio seems
to be more like 200 times.
For instance, the ‘average’ shophouse sells
nowadays for Bt.1.3-1.8 million, depending on location. Those same
shophouses would rent for perhaps Bt.6,500 to Bt.9,000 per month
respectively. Which means the purchase price is about 200 times the rental
price.
In other words, you would have sunk an amount of
capital into buying the property which would be equivalent to paying 200
months’ rent (which for those who don’t have a calculator handy is 16
years and 8 months.)
Alternatively, the same Bt.1.3-1.8 million wisely
invested in secure medium-risk offshore investments could reasonably be
expected to generate an income stream averaging 10% p.a. - or
Bt.130,000-180,000 a year, while leaving the capital intact and securely
yours.
Renting that property for a year would have cost you
only Bt.78,000-108,000 from this income-stream, so you would still have
money left over for fun or whatever.
Simple arithmetic tells you it makes better economic
sense to rent rather than having your capital tied up in a property which
is unlikely to appreciate much in value and almost certainly not beat
inflation, if past history of the property market is any indication of
future trends.
Location, location, location
Another point to consider is location. That property
may be located in a ‘good’ area now, but who knows whether that area
will have become more popular or less popular 10 years hence?
“Ah,” you say, “But that’s how I’ll make a
capital gain!” Yes, if the area improves. But you might have to swallow
a capital loss if the area deteriorates - and that has happened many times
in many ‘select’ spots of Pattaya which are booming one year and
deserted the next. (And, I freely admit, vice versa.)
So as far as making a capital gain on an investment
property is concerned, that is very much pot luck.
Housing estates and even condominiums are subject to
the same whims & fancies, it seems, although admittedly much less than
commercial property.
But consider whether you would be content living in the
same house in the same location for the next 16 years. Because that’s
the rental equivalent of purchasing the property outright.
It is more likely that you will want to move to another
location - perhaps quieter, cleaner, newer - sometime during that period.
Then you’ve got the problem of finding a buyer for
your house - perhaps in a deteriorating neighbourhood. You could easily
lose money on your investment if you move, not to mention the taxes you
will have to pay either when you sell or buy the house.
Even buying a brand-new condominium has its pitfalls.
For instance, in Bangkok there are many blocks of condominiums which went
up at the height of the building boom which are standing three-quarters
empty, and the owners are now fearful that the lifts, security and
maintenance services will be cut off because there is not enough income
being generated from management fees to cover the operating costs. How are
they going to sell or even rent their condos then?
Fortunately, the situation is not that bad in Pattaya -
although there are always plenty of condos, houses, commercial shophouses,
bars and restaurants for sale to lucky buyers with cash to spend - just
look at this week’s Mail Market section... Or perhaps it’s the sellers
who are really the lucky ones?
Leslie Wright is Managing Director of Westminster
Portfolio Services (Thailand) Ltd., a firm of independent financial
advisors providing advice to expatriate residents of the Eastern Seaboard
on personal financial planning and international investments. If you have
any comments or queries on this article, or about other topics concerning
investment matters, contact Leslie directly by fax on (038) 232522 or
e-mail [email protected].
Further details and back articles can be accessed on his firm’s website
on www.westminsterthailand.com.
Editor’s note: Leslie sometimes receives e-mails to which he is
unable to respond due to the sender’s automatic return address being
incorrect. If you have sent him an e-mail to which you have not received a
reply, this may be why. To ensure his prompt response to your enquiry,
please include your complete return e-mail address, or a contact phone/fax
number.
The Computer Doctor
by Richard Bunch
From Heinz, Naklua: I have two computers in my home,
one is a Toshiba Notebook that I brought with me from Germany, the other
is a desktop PC that I bought here in Thailand from a company in Pantip
Plaza. They were both working fine until last week; I had heard that
Microsoft had released an upgrade for Office 2000. I spend a lot of time
on the Internet anyway so the lengthy download which turned out to be
about 5 hours did not unduly bother me, what does is that after the
upgrade had completed, none of my Office programs would work, they start
but then immediately close. I tried to repeat the upgrade, which once
again completed successfully but again my programs didn’t work. As a
last resort, I uninstalled the upgrade, which also uninstalled the
original Office installation, so after reinstalling it, it worked fine
again, except all my personalizations were gone. Having done this on the
desktop first, I bottled out of trying it on the notebook too, partly
because I would have had to download it again and partly because if it
failed too then it would have been a futile exercise. Am I doing something
wrong or do you think there is a problem?
Computer Doctor replies: You are not the first one to
have had this problem. Office 2000 Service Release 1 (SR1) was released
with all the traditional Microsoft trumpets. Office 2000 SR-1 weighs in at
26 to 40MB for individual installs and more for corporate versions. With
such a hefty Internet-based installation, not having a download-only
option means that a new download should be required for each PC it is
installed on. A network administrator’s worst nightmare! There is of
course a CD-ROM version, but that has a 6 to 8 week wait. However, there
is a way to just do the download without the installation, although this
is not publicized. To adopt this method, go to the Office Resource Kit
Toolbox site and download the 52MB O2ksr1dl.exe
<http://www.microsoft.com/office/ork/2000/appndx/toolbox.htm#o2sr1au>
With regards to your problem of the applications not
working after you applied the SP, Microsoft is aware of the problem and
considers it not serious. They advise that soon they will post a Microsoft
Support Online article that explains what to do. It appears though that
the solution will be to do some fairly extensive editing of the Windows
Registry, not something to be undertaken by the faint hearted. And the
reason for the problem in the first place? It appears that using an
invalid serial number is all it takes; don’t forget that the
installation of SR1 requires the original CD that Office 2000 was
installed from during the installation process. Maybe it is Microsoft’s
way to curb software piracy!
Send your questions or comments to the Pattaya Mail at
370/7-8 Pattaya Second Road, Pattaya City, 20260 or Fax to 038 427 596 or
E-mail to [email protected]
Richard Bunch is Managing Director of Action Computer Technologies Co.,
Ltd. Providing professional services which include website design, turnkey
e-commerce solutions, website hosting, domain name registration, computer
and peripheral sales service and repairs, networks (LAN & WAN) and IT
consulting. Please telephone 038 716 816, e-mail [email protected]
or see our website www.act.co.th
Successfully Yours: Colin
Ritchie
by Mirin MacCarthy
Colin is a distinguished looking man who wears a moustache
which once protected his face from a rascal bushman’s knife slash in Papua
New Guinea. He has chosen to retire here (he has been here for three years
now) after spending the last 33 years of his life in Papua New Guinea.
Colin, who was born in the U.K some years ago, has had a
really different and well travelled life. Even his early family life was
extraordinary, in addition to having an identical twin brother.
Colin
Ritchie and his identical twin brother
His first recollection, at age 8 in wartime England, was
when all the three boys and his sister were sent away from London, eventually
living in sectarian Belfast for nine years. Even this was made rather more
difficult, living with his Father’s mother in a Methodist Manse in a
predominately Catholic town. “We went to St Mark’s Methodist school and at
lunchtime we would go and throw stones at Catholics. We didn’t really
understand the bitterness.”
The war was not the only hiatus in Colin’s early
“family” life. “By the time we were reunited with my mother in Kent, my
father had run off with a Turkish lady. I never forgave him. It was a struggle
for my mother. He paid enough maintenance to put my elder brother and sister
through university. But my twin and I had to drop out.”
At that stage, Colin had been harbouring hopes of becoming
a vet. “I spent all my spare time with the vet. I desperately wanted to be a
vet surgeon. Eventually I went into farming for eight years like my twin
brother.”
The association with his twin was at times stormy, but
Colin followed his twin to Australia and they joined the Victorian Police
force.
Colin
Ritchie today
Colin has outlived his twin, but contrary to all
imaginings, for him it was not much fun being a twin. “We had a dreadful
relationship, best of friends till age 16, even dressed identically, then
couldn’t bear it when we each started making our own friends. We didn’t
speak to each other for years; he only came to see me when he knew he was
dying! Really, I don’t know what impact having a twin had on my life, at
least until I buried him seven years ago. All I can say is I stopped biting my
nails, a lifelong habit, only after I said that final goodbye to him.”
It was during his stint in the Australian Police Force that
he demonstrated his pragmatic “middle way”, by taking drunken sailors back
to their ships. When at that time, the norm was to throw them in the cells and
make them endure court and perhaps criminal proceedings.
Colin accepts the “pragmatism” title. “I’m not
religious, although I strongly believe in Buddhism. Whenever I’m uptight I
read the book, ‘Getting to Know Buddhism’ and it un-stresses me
immediately. It’s a layman’s version and it is easy for a farang to
understand. This country would be in the same mess as Indonesia if it
weren’t for the Thais pragmatic approach to Buddhism.” Exceptional words
for some one who disclaims religion!
Following time in the Australian Police, Colin emigrated to
New Guinea. First as a member of the Papua and New Guinea Royal Constabulary,
and then becoming a businessman there. “PNG was a disaster, a bad dream. I
used to love it and even became a citizen, but I hate the place now. If it
weren’t for the shares I had in New York I’d be struggling. I’ve written
off my business there and my property is now valueless.”
With the increasing violence in PNG, Colin eventually
called it quits. “After I was attacked the second time by a bunch of rascals
with knives, I became a nervous wreck. I said, that’s it - I’m off. If I
had my choice I would never go back. You cannot go anywhere in the country
without being attacked now. Drugs, marihuana are a real problem there.”
So Colin’s next step was to Thailand. Why? “I’d been
coming here for holidays since 1980. The first time I stayed for a month; the
second time for two months.” Undoubtedly, the pragmatic Colin had also
discovered the inherent pragmatism in Thailand as well by then, but he had
discovered something else as well - Rotary International. “Rotary has done a
lot for me; taught me how I can help other people. It has given me an interest
in community work. I would not otherwise have been extensively involved in
community projects with the underprivileged and meeting like minded people.”
Success to Colin is helping people to help themselves. “I
was very successful in business in PNG. Over nine years I went from a very
small business to a very large one. I like to help people to go into business
on their own. That is really success to me.”
And that helping people is what service clubs such as
Rotary are all about. Colin is the current Director of International Service
in the Jomtien-Pattaya Rotary Club and has been awarded several Paul Harris
Fellowships (a high Rotary accolade) in the many years he has been involved
with them.
Colin may have had a varied, and sometimes ‘plagued’ existence in the
past. However, there is no doubting that he has found his niche in Thailand,
and particularly in Pattaya. Welcome aboard, Colin.
Life Force: Weaning
by Tracy Murdoch
Weaning is good fun (if you’ve no kids!). It can be
messy and frustrating but can you think of another time that you can
spread food all over your face throw it around or spit out? Let them enjoy
it! Babies are developmentally ready to be weaned from 4 months onwards.
Early weaning may lead to food intolerance so it is advisable to aim for 4
months. Weaning has several stages and each baby is different so patience
is the answer. Foods that are initially refused may be accepted at a later
stage.
Start slowly with 1-2 teaspoons of baby rice at one
meal. Don’t worry if your baby doesn’t like rice, try some pureed
fruit or vegetables instead. It is important to include some iron rich
foods after 6 months because the baby’s supply of iron is going down.
Eating with your baby is good as they need encouraging and try to keep
calm around meal times to avoid distractions. Offering drinks from a cup
from 6 months enhances their social skills and development. Babies only
need milk drinks until they are on solids and then well diluted fruit
juice can be given at meal times only.
Babies are learning new skills rapidly and need to be
alert and happy. With many aspects of life the formative years are
extremely important. Early life nutritional status is no different and has
a significant effect on health in adult wife. Weaning is a good time to
encourage the taste for healthy food. Adults are so much more difficult to
persuade! Next week we will take a closer look at food for the under fives
with particular emphasis on oral health. See some important points for
weaning below:
DO
Puree fruit and veg
Introduce a max of 3 new foods per week
Let your baby hold foods to chew
Use a small plastic spoon
Give baby vitamin drops
Ask for help! |
DON’T
Add salt or sugar
Add foods to baby’s bottle
Force feed
Offer tea as this interferes with iron absorption
Worry! |
Snap Shots: The
Basics!
by Harry Flashman
There is always a certain “something” that makes
the difference between “good” photographs and the run of the mill. If
you are new to photography, this week Harry here will show you how to make
that the difference between YOUR photographs and everybody else’s.
This does also not depend on your buying expensive
lenses, cameras, filters or any other of the countless widgets that you
can purchase to make your pictures better. Why? Because we are going to
look at the very basics of photography, so you can use any camera at all -
even down to the most humble disposable camera or fixed lens compact point
and shooter.
The first thing to do this weekend is to go and buy
some film. Since we want to do some good shots, get yourself some good
film. Film does go “off”, so even though you may be able to get a
bargain in the dusty Chinese store, go to a proper outlet and buy some
good film stock. Now I know that there is a big push these days to use 200
or even 400 ASA, to cover all light levels, but you do compromise on
“sharpness”. This weekend buy some fresh 100 ASA film of well known
brand. Any of the top three are fine.
Now, master this next concept and you are more than
half way to becoming a good photographer. This is called the
“Intersection of Thirds” rule. Harry has mentioned this on many
previous occasions, but it’s such an important and integral visual
concept that you must try to remember it and master it.
Simply stated, for a picture to have the maximum visual
impact, the main subject should be placed at the intersection of thirds,
not plumb in the centre of the shot. The photograph this week has been
drawn upon to show this. Remember that you must look through the
viewfinder and move so as to place the subject one third in from either
side and one third down from the top, or up from the bottom. That is the
intersection of thirds.
Now for some of you that may sound a little barmy, but
believe Harry here, the intersection of thirds rule when applied to your
pictures will give you much better results. However, here’s the rub.
With today’s auto-focus cameras, the magic eye will focus on the centre
of the picture, NOT at the intersection of thirds. So you must use the
“focus lock” feature with your AF cameras. Position the subject in the
centre and depress the shutter release button half way and “lock” the
focus (generally shown by a green light in the viewfinder), then move your
camera to get the subject at the intersection of thirds, while still
holding focus lock. Compose and shoot!
The next concept is the “format” of the picture. We
speak about Portrait or Landscape, and this refers to the “shape” of
the shot. If the width is more than the height, then it is a Landscape
shot, with the reverse for Portraits. All terribly basic and comes
naturally to almost everyone. What comes next does not.
When you take a landscape shot, keeping the horizon
line either one third up or down take another shot as well. This time,
turn the camera into the Portrait position and again keeping the horizon
line one third up or down, take a second shot. Many times, by breaking the
“normal” way of looking at a landscape you will produce quite a
striking shot.
Likewise, next time you take a picture of someone in
the usual Portrait format, turn the camera to Landscape and shoot again.
Do not move further away to get them all in, but be ready to cut through
the hair of the subject and place the eyes at the intersection of thirds.
You will get another very different portrait with this approach.
In fact, you should always get in the habit of shooting
both ways with every picture you take. You will be rewarded with better
snapshots!
Modern Medicine: What
you have got is a bad case of?
by Dr Iain Corness
There are those who are sure that in the next ten
years, doctors will be replaced by computers. You will dictate your
symptoms into a microphone, the computer will arrange some tests and then
spit out your diagnosis and a computer generated prescription will be
emailed to the pharmacy for you to collect. Don’t bet on it!
While the practice of medicine is increasingly
technical, with all sorts of tests, X-rays, MRI’s, etc., being
available, the doctor who sits down and talks to you will never be
superseded. There is a good reason for this and an understanding of just
how your doctor ends up making his diagnosis of your ailment is
interesting.
The first part of any consultation is to elaborate on
what is called the “Presenting Complaint.” This is what you, the
patient, says to the doctor. You do not come in and say, “I’ve got
bacterial lobar pneumonia, doctor.” No, the presenting complaint will
be, “I’ve got a cough, doctor.”
From there, the doctor will ask pertinent questions,
such as how long, whether you bring up sputum and what colour, does it
hurt to breathe in, do you smoke, how is your general health and have you
lost weight recently.
By now the doctor has noted that you are 65 years old,
smoke 45 cigarettes a day and have done so for 40 years, have had this for
one week and bring up green to grey coloured phlegm. It hurts when you
take a very deep breath and you are actually a little short of breath as
well and have been for some time.
At this stage in the consultation process, your doctor
is now formulating what is called the “provisional” diagnosis. This
covers all the possible causes of cough productive of sputum in a heavy
cigarette smoker. The doctor is also putting the various possibilities in
some kind of order. Amongst those, with this patient would be lung cancer
and infection.
The next step is to physically examine the patient,
with particular reference to and looking for any physical signs that might
narrow the search for the cause down even further. Bearing in mind that
this patient might have a cancer, the doctor would look for enlarged lymph
nodes or any masses in the tummy, including the liver. This explains the
seemingly strange reason that sometimes you can go to the doctor with a
cough and he or she ends up prodding you in the abdomen!
Any physical signs are noted and then the doctor will
request the appropriate tests that might also help pinpoint the problem.
For this patient, a chest X-Ray and a sputum culture would be in order, as
well as a blood count to see what the white cells are doing in particular.
With all the results at hand, the doctor can now, and
only now, give a reasoned and most likely very accurate diagnosis. While
it may be a form of chest infection, lung cancer has to be ruled out as
well. You can see now why doctors will ask for various tests - to confirm
as well as deny. This is where the “skill” in making the diagnosis
lies. There may often be two conditions, with one masking the other. The
computer cannot develop that 6th sense that the good clinicians have.
Be thankful that your doctor has it, and accept that
“tests” are part of good clinical diagnostic methods.
Dear
Hillary,
I read on an internet page called “Bangkok Rules”
that in Thailand “You never lose your girlfriend, you only lose your
turn.” Hillary, is this really the way the men round here think? What is
this? A giant merry-go-round or a civilised society? We would never
tolerate things like this back home in England. Why do our men folk come
out here and turn into animals?
Shocked and Disgusted
Dear Shocked and Dis Custard,
Guess that is because you raised them as animals in the
first place, but you keep them all on a leash back home.
Dear Hillary,
Having had a rather rude shock with a “lady boy”
the other evening, is there any foolproof way you can tell, short of DNA
typing. I am sure I am not the first to have been fooled (well almost), so
how do we poor men discover “true” identities? More than one of us is
waiting for your answer.
Confused
Dear Confused,
Too easy my dear. Any girl here who is five feet ten
inches tall or over and just drop dead gorgeous and flaunting it, just has
to be a lady boy. It is somewhat difficult to tell at a distance, in these
days of excellent plastic surgery, but even if they have had a total
“remodelling”, landing gear gone and enhanced superstructure as well,
look for the larger Adam’s apple, the deeper voice, large hands and feet
and tiny hips! Got the picture now? Some of them do it for love, but many
for money. A rare few have genuinely converted from man to woman because
they were/are certain that’s who they are. They are the happy
exceptions. Finding one of these you may be lucky. As for the rest? Up to
you, my dear!
Dear Hillary,
Everybody says that Pattaya is cleaning up its image,
but all I hear are more and more beer bars. Is wiping the counter what is
meant by cleaning up? I was planning to bring my girlfriend here after
staying away for three years, but friends over at Xmas say it seems to be
worse. Should I bring the girlfriend, or risk losing her on a solo
holiday? What do you feel?
Wilson
Dear Wilson,
Wow, do you have some problems. It seems that trust
between you and your girlfriend is not high in your relationship. You know
the old saying, “Let something free. If it comes back it was yours. If
it doesn’t, then it wasn’t.” Don’t think I’d come back. You’re
a woose, Wilson.
Why do you come here anyway, if you are disgusted by
the number of beer bars? Nobody forces you to drink in them, or do they?
There are plenty of other pastimes. Like golf, swimming, fishing, sailing,
go-karting, movies, dining and touring. As a well known French hotelier
here said, “Pattaya is like an a la carte menu - everything is on it, it
is up to you what you choose.”
Dear Hillary,
At the local bazaars there are a lot of goods for sale
that the sales girls say come from Northern Thailand. However, my friend
tells me that a lot of the products actually come from Burma. Is this
correct?
Bargain Hunter
Dear Bargain Hunter,
Yes, your friend, if Thai, will be correct. Many of the
products for sale here are often from Burma, Laos, China, Vietnam and even
Malaysia and Indonesia. Anyone who has travelled extensively can easily
see these things, but just be happy that you can get all these different
ethnic items in the one shop. Think of the airfares you’ve saved.
Dear Hillary,
The other day you gave advice to some poor chap who had
loaned money to a bargirl and more or less said that he was foolish.
Surely you have been in love at some stage in your life, Hillary. By the
end of the night he was probably seeing the finest girl he had ever seen
in the whole world. Why shouldn’t he loan her some money? I’d be
interested to know just how many run off with the money and how many give
it back. Do you know, Hillary?
Barstool Bill
Dear Barstool,
You work it out! Hillary sure has been in and out of
love frequently, but never was the amount of time she spent sitting and
drinking on a barstool the measure of her affections. Hillary is not a
miser either and will often contribute to renowned lost causes. Like
buying bananas for the elephants or giving, not loaning, a bargirl 100
baht to buy noodles for herself and her friends. There is a difference.
When you view the world through your beer glasses, you end up with a
distorted view on life and often with an empty wallet as well. Whether or
not it gets re-filled is another question. Ask your friends on the other
barstools.
GRAPEVINE
Dunkin’
UFO sighting
Jomtien Nivate resident Gladys Knight, a bit
of a nuisance from all accounts, caused considerable confusion this
week after she anxiously phoned several neighbors in the middle of the
night. She claimed that there was a doughnut shaped object in her
garden which she was afraid to go near. A number of pajama clad
figures, some with torches, finally appeared at the Knight residence
and indeed confirmed the find of one chocolate doughnut from a well
known retailer. The resulting conversation cannot be printed in a
family newspaper. Former friends said later that a combination of the
movie Close Encounters of the Third Kind and Gordon’s gin
were probably to blame. As usual.
Pattaya’s fascist echoes
Much fuss has been made of nazi style
motorcycle helmets, sold in Pattaya, bearing swastika emblems and
Waffen SS runes. To many farangs the practice has caused very
understandable offence. Allegations have also been made that the
resort is becoming a haven for right wing extremists, holocaust
deniers and violent riff raff who will ruin more respectable tourism.
In reality, the vast majority of the offending helmets were worn by
Thais who had little or no idea what the Third Reich stood for or even
when it was. And the fad is already passing. You now see fewer and
fewer swastikas on Pattaya’s bikes. There are certainly a number of
unpleasant features about Pattaya, not least its reputation for
sleaze, its environmental hazards and its rip-offs. But fears that the
city is a recruiting sergeant for neo nazism are just plain daft.
Pattaya is the ultimate “open” city. Some things you will like.
And some you won’t.
Lord Lucan R.I.P.
The news a few weeks back that Britain’s
Lord Lucan had actually committed suicide in 1974 has presumably ended
speculation about the whereabouts of this lordly murderer. Over the
years, he had been sighted in many different countries sometimes on
the very same day. He was even claimed once to be staying at the Royal
Cliff hotel near Pattaya. An excited guest told a freelance journalist
at the bar he had just seen Lucan in the lobby and had a polaroid
photograph to prove it. The photo was for sale at a knockdown price of
5,000 baht. The journalist produced the cash, examined the photograph
but could see no sign of anyone remotely resembling the criminal on
the run. “No, you don’t understand,” responded the first man,
“the photograph was actually taken by Lord Lucan.” And the next
one please. |
Licence
scam
Police sources say that there are a growing
number of forged driving licenses circulating in Pattaya, some in the
possession of farangs. They are not that difficult to spot officially
as the card is a darker green than it should be and all the reference
numbers are the same. Farangs found with a forged document are likely
to be escorted to the police station to answer a load of questions.
One told interviewing officers he had paid an agent 5,000 baht for a
useless card. Provided you have a non-immigrant visa, it is easy to
obtain a proper license at the Naklua registration center opposite the
Mercure Hotel. All you need with your passport is an international
license issued in your home country, a letter confirming your address
from the immigration bureau and a letter from a doctor certifying you
are not too sick to drive on the kingdom’s highways. The total cost
to you will be around 700 baht, including the immigration letter @ 500
baht.
Readers’ queries
Trivia addict GH asks how many restaurants
in Pattaya claim in their publicity blurb to offer the best breakfast.
Subject to a recount, we think it is five. It became a tradition in
the late 1980s to offer bacon and eggs at a cheap rate presumably in
the hope of attracting customers back for other meals. These days an
English sausage, or something near it, is deemed to be essential to
ensure repeat business… Resident JT complains that his mail is being
stolen from his hotel so what can he do about it? Not a lot, we
suspect. You could try switching to a poste restante agency or
P.O. Box. If you can’t get one for yourself, ask a friend if you can
share his or hers. Funny, though, how bill demands and junk mail
always seem to survive the vagaries of the postal system.
Married life
JL has sent us these quotes for your sexist
illumination.
My wife dresses to kill. She cooks the same way.
I was married by a judge. I should have asked for a
jury.
I haven’t spoken to my wife for eighteen months.
I don’t like to interrupt.
I married Miss Right and then found out her first
name was Always.
Losing a wife can be very tough. Almost impossible
in fact.
Is it true Dad that in Africa a man doesn’t know
his wife until they are married? That happens in every country son.
Tailpiece
Overheard in Yorkie Bar in Soi Yamoto.
“All these honking baht buses are a real pain. Don’t they realize
they are driving people away?” |
Dining Out: Patrick’s
Belgian Restaurant & “Real” Belgian Fries!
by Miss Terry Diner
Belgians do appear to be passionate about their country and
their national cuisine, and Patrick Van Den Berghe of Patrick’s Belgian
Restaurant is no exception. Open the menu and the first page is Mannikin Pis
and the Belgian flag!
This was the first visit for the Dining Out Team, though we
were well acquainted with the “Bavaria House” arcade where the restaurant
is situated. There is an outside dining area, or air-conditioned inside. The
restaurant is well set up, with tablecloths and padded chairs and the whole
place has a “cosy” atmosphere. To add to the homeliness of the place,
there are photographs and memorabilia of Patrick’s other loves on the walls
- boxing and skydiving!
The menu is trilingual with Belgian at the top, French
underneath and English on the last line. The English subtitles are also in
blue, to make it easier!
The drinks list is comprehensive with soft drinks, a full
range of juices, aperitifs, several whiskeys, the usual beers (including
Singha Gold, thank you Patrick), teas and coffee and house wines, red or
white, at 80 baht a glass or 380 baht for a large carafe. Further through the
menu is a page with bottled wine “specials” at around 850-900 baht.
Fondues are a speciality of the house, according to
Patrick, and range in price between 320-400 baht per person complete with a
free glass of house wine.
Next up are light snacks, including American Breakfast,
hamburgers and sandwiches and spaghetti and omelettes, around 70-90 baht in
general. Salads come next with a choice of 5 for the vegetarians (B 50-120)
and then entrees where the Flemish background of mine host Patrick begins to
appear with Flemish meatballs and croquettes on offer, along with prawns and
tomatoes filled with shrimps and mayonnaise. 70-120 baht covers that group.
Five soups are next, including a Flemish pea soup (70-85
baht) and then it is really into the Flemish kitchens with a page of Belgian
specials (180-200 baht) with Flemish Goulasch, or meatballs or chicken
casserole or Belgian beef stew.
From there it is into pork dishes and chicken dishes
(around B 200) and then steaks - 13 of them between 220 baht to 300 baht (or
the Chateaubriand for two at 600 baht). The steaks come with Belgian Fries, or
fried potatoes and a mixed salad. (By the way, the Belgians are very insistent
that it was they who invented “fries” - not the French or McDonalds!)
Finally (gasp!) there are seven fish choices including an
Australian Salmon, Flemish style in brandy!
We began with a chicken vegetable soup for Madame and
shrimps in a creamy brandy sauce for me. Both were excellent, with Madame
revelling in the soup, saying she had not had a better one since her
Grandmother’s on the family Sunday lunch.
We went carnivorous for mains with a filet mignon and
Roquefort sauce for Madame and the 400 gram Entrecote with Bordelaise (red
wine) sauce for me. Both were cooked as ordered, arriving on large wooden
platters, along with the Belgian fries and mayonnaise. The sauces came
separately in their own gravy boats and really elevated the steak to higher
levels. The Bordelaise had that sharpness from the onion and richness from the
red wine while the Roquefort was, as Madame said, to die for. The aroma
through the hind palate tingled the nose delightfully. These were both
excellent steaks, well presented and great eating.
While I sat back and burped after my 400 gram steak, Madame
did manage to put away a Belgian chocolate mousse, to top off a very enjoyable
evening.
Patrick’s Belgian Restaurant is not expensive and definitely worth a
visit. The Flemish cuisine is a very welcome breath of fresh air, and if you
like Roquefort - wow! Thanks, Patrick!
Lotus Eaters:
Three Months a Monk
by Mirin MacCartry
Khun Abhicha Chinsathapornchoke is a 38-year-old Thai
businessman married with an eight-year-old son, yet he felt it was important
to become a monk for three months. Abhicha was one of ninety monks who took
the saffron robes recently at Wat Dhamma Isara in Nakom Pratom. For those
three months he was given the given the name of Phra So Phanajitdhyo, which
means, “Monk of the good clean mind.”
Like many other Thais, Abhicha chose to become a monk at
that time to celebrate King Bhumibhol’s sixth cycle. “This is a great
time for Thai people; it was the time our King Rama the 9th was seventy two
years old. You know that first of all I needed to give. I needed to do
something for our King, the greatest King, and for our parents.”
Abhicha
Chinsathapornchoke
Abhicha was born into a family of six in Nakorn Sawan.
His parents were rice merchants. Although sent to a Christian boarding
school at an early age, he was brought up a Buddhist.
Surprisingly he found becoming a monk not all that easy.
“The first ten days were very difficult, even Thais feel a lot of pain you
know, from spending hours kneeling and sitting on the floor. The first and
second week it was very difficult too, to cut away all thoughts of your wife
and your son, your parents and your business problems. Then it was hard to
get up early every morning at 4 a.m. and go to bed late, have no dinner in
the evening and not kill a mosquito or an ant when they disturb you
practicing meditation.”
Abhicha chose to study at Wat Dhamma Isara, “because
the abbot there, Luang Poo Buddha Isara, is an advanced meditator, an
aharant at the top level of meditation already. Not many monks can show you
with his technique of teaching. He translates all the Dhamma and chanting
from Sanskrit and Pali into Thai also.”
“I gained a lot from the three months practice. Before
I was always very easily moody. Now it has taught me calm. I just think,
‘O.K., just let it go.’ I have no stress any more.”
How easy is it for farangs to learn about Buddhism?
“You need to understand about the history of our Buddha
first. Then, the Buddha said there are three important things: to never
kill, to make merit, and to purify your mind.
“All three are comprehensive. To never kill involves
not causing injury or suffering to any living thing, people or animals, and
not becoming angry. To make merit means to help yourself first so that you
can help others; to donate and share with others; as a layman to keep the
five precepts and to do meditation. Purifying your mind is achieved by
breathing, meditation, and making every activity into a meditation of
mindfulness.
“You cannot practice exactly like a monk back in
everyday life. Probably you can achieve 70% back at home.” It has been a
month since Abhicha disrobed and his three months as a monk have made a
large impact on his life. “I think it has a great importance for my life.
Before I was never one to keep money. If I had a million baht I would spend
a million baht. Luang Poo taught us to help others when they have trouble,
to think about the value and the usefulness of what you buy to get the most
benefit. Do not waste time, money, or food. Decide if something is important
to you before you buy it. You cannot live in more than one house. Give some
to poor people.”
Even back amongst the distractions of workday life,
Abhicha seems to have acquired an extra measure of smiling serenity. He is
indeed fortunate to be able to tread the path of personal peace and calm.
For Farangs wishing to learn more on Buddhism there are
several recommended books. “Buddhism Explained” by Khantipalo Bhikkhu,
ISBN 974-7047-28-4. In review of this book John Blofeld wrote, “This book
is readable and suitable for those wishing to learn of Buddhism in an easily
understood, concise, comprehensive summary.” In it, Phra Khantipalo
explains precisely what Buddhists believe, practice and realize, taking
Refuge in the Buddha, the Dhamma (the teachings), the Sangha (the noble
community), and the Buddhist precepts or commandments. It also addresses the
rules for the monkhood, the aspects of Buddhism in Thailand, including its
different traditions and the joining the community for three months during
the rainy season for a concentrated study of the Dhamma.
Phra Kantipalo additionally explains the essential point
that many foreigners are unaware of - Buddhist teaching (Dhamma) is, “A
method not a doctrine.” To put this into Farang speak, ‘Buddhism is not
a religion, it is a practice, a way of life.’
Another Western viewpoint is “Phra Farang, An English
Monk in Thailand”, by Phra Peter Pannapadipo, ISBN 974-202-019-1. This
book is about a middle aged English businessman who became a monk in
Thailand, and is again highly readable and often an amusing insight into the
problems of Westerners who ordain as Buddhist monks. There is another book
called, “A short course in Buddhism for the Westerner” which is a useful
basic primer, like a catechism.
All of these books are recommended and each may add a different insight.
Down
The Iron Road:
William Stanier’s Turbine Locomotive
by John D. Blyth
The steam turbine is not a modern invention. Hero of
Alexandria had a crude one 120 years before the birth of Christ, although it
doesn’t seem to be clear what he did with it.
It was not until modern metals were available that the
turbine became a practical project, and the Hon. C.A. Parsons produced a
small one of 6 h.p. in 1884; soon turbines were applied commonly for
maritime use in preference to reciprocating engines, and later they were
commonly used in power stations. In every case a condenser was provided
which gave an increase in economy. Railway engineers looked on with envy at
these smooth running rotative engines, which required no balancing and had
no reciprocating motion to bedevil things. When they tried, in a number of
countries, it was assumed that condensing would have to be a part of the
system.
The very first turbine locomotive ever built was a rare
exception, as were the final ones. It was a tiny machine to which an Italian
engineer applied a turbine to each of its four wheels, two for forward
running, two for reverse. It was not heroic but it did shunting work on its
owner’s premises in Milano for twenty years. It could be called a small
success. Two further attempts were made in Italy: one made a trip on a State
Railway line, the other ran round the builder’s works yard but no more;
both had condensers. For both, the rest is silence.
Sweden, Switzerland, France and Germany are known to have
tried turbine locomotives, mostly with modest success and the savings
through higher efficiency were always outweighed by the high first cost and
increase maintenance. The French locomotive was a non-condenser; it suffered
from being put to work in 1941 and was quickly damaged by bombing. Two
German turbine locomotives ran for some years but did not survive the war
period, and the Krupp works in Essen had two turbine locomotives under
construction in 1941 (when the Germans actually thought the war was over!) -
these never appeared; they were bombed to destruction by the R.A.F. They
appear on some stock lists, but I have not been able to even discover a
drawing of one.
In Britain the North British Locomotive Co. built two
turbine-electric locomotives to customers’ drawings, and Armstrong
Whitworth did the same with a massive machine of modest planned power, so
much overweight that few lines in Britain could have accepted it. The Beyer
Peacock Company of Gorton, Manchester, built as a speculation a complex
Ljungstrom turbine-electric in 1926, which did some test running on
passenger and freight trains between London and Manchester, and Derby and
Bristol. Fairly satisfactory, the economy against the cost ratio still was
not favourable.
The almost unknown Grangesberg-Oxelosund Railway in
Sweden had a fleet of freight locomotives of orthodox design, but in 1932
they bought a turbine driven example with the same power rating; notably it
was a non-condensing locomotive. It went into regular service after tests
had showed a 6% savings in fuel and maintenance costs, and later some more
were bought. They came to the notice of (later Sir Henry) Guy of
Metropolitan-Vickers, who contacted William Stanier of the LMS Railway with
the thought that he might be interested in going to Sweden and see it in
action. They went, and Stanier was plainly impressed with the simple machine
which he saw - to the extent that work on the third of the ‘Princess’
Class ‘Pacifics’ was held over, and it was not until 1935 that it duly
appeared as a non-condensing turbine express engine. The drawing, by the
late L. Ward, shows the appearance, although the two sides were not quite
the same.
The long casing conceals the control gear and at the
front end the forward turbine, rated at 2000 h.p., which drives the front
axle through triple-stage gearing. A turbine is most efficient at maximum
speed, but the marine practice of designing for a narrow band of constant
speed cannot apply on a locomotive - the turbine on this one was planned for
a speed band of 35 to 85 m.p.h. A second turbine, much smaller, was on the
other side of the engine, for running in reverse, and this was disconnected
when the locomotive was running forwards. Steam was admitted to the six
turbine nozzles by six hand controlled valves; the usual way of operating
was to clamp the main regulator wide open and open any needed number of
valves according to power required. No report seems to make clear if these
valves could be opened gradually or partly; if not then it seems a rather
inflexible method, where, say, three valves were not enough to maintain
required speed, and four would have been too much and too wasteful.
This was the most successful experimental locomotive ever
built in Britain; had the war, once again, not intervened, no doubt testing
and development would have continued. As it was, at that time it had to be
used just as another traffic unit; maintenance standards dropped and spares
from the turbine makers were badly delayed as the Company was deeply
involved in munitions supply. But up to the war, although it never achieved
the annual mileages of the normal ‘Pacifics’, it was remarkably good,
and on tests between London and Glasgow; with very heavy loads it often
out-classed the performances of the standard type. It was a dirty engine to
work as there was a tendency for the exhaust smoke to drift into the
driver’s cab; nevertheless it was generally well-liked, as the balancing
was precise and made it comfortable to ride on. Most of its work in traffic
was between London and Liverpool, one round trip per day, and after the war,
in the difficult conditions then present, it was put back to this regular
working.
There were some quite bad failures, the most alarming of
which was the breakage of the main forward turbine spindle at 60 m.p.h., and
the most persistent was the failure of the flexible drive between the
slow-speed gear and the driven axle. As a turbine locomotive it ran some
440,000 miles, but when it was withdrawn the Swedish locomotives were still
in traffic, and were to remain so until 1956. It is worth noting also that
the Pennsylvania RR of the U.S.A. completed a turbine locomotive not unlike
No.6202, but of course very much bigger. It was fast and powerful but,
naturally more expensive and not so reliable. It did not last very long;
America was entering the diesel age.
In 1952 No.46202, as it had become, was withdrawn and converted to a
normal locomotive; early ‘blurb’ had pointed out how easily this would
be as the boiler and frames were standard with those of the ‘Princess
Royal’ Class. It came as a surprise to find that the original frames had
not been used, and those provided were of the later ‘Duchess’ type. The
double chimney of the original was also lost, but it is likely it would have
been restored as steaming was said to be poor. But fate intervened, and the
rebuilt engine was damaged beyond repair in the terrible collision at Harrow
in October 1952. We were not to know what it could do and there are few
photographs of it. It was named for this short period ‘Princess Ann’, a
name not used again.
Coins of the Realm:
Thai pattern sold for US$ 15,000
by Jan Olav
Amalid,
President House of the Golden Coin
http://www.thaicoins.com
On the 23rd of March collectors and dealers from all over
the world turned up at the Singapore Coin Auction. The interest for the coin
from Hong Kong, now listed under China was great.
A silver dollar from 1867/6 in extremely fine condition,
but with two scratches, had an estimate of US$1,250, but in the end the
buyer had to pay US$6,500 for the Queen Victoria Crown.
(left)
Hong Kong Silver Dollar 1867/6 estimated at US$1,250-1,500 sold for
US$6,500.
The bidding for a Hong Kong 20-cent piece from 1872/1 was
also keen. The estimate for the small silver coin, also struck during the
reign of Queen Victoria, was US$800-1000. The coin was in un-circulated
condition and superbly toned. It had been in the Heaton Mint Collection
which was sold in 1977. The seller must have been happy, the price paid was
about 7 times the estimate, US$7,000.
There were not that many Thai coins in the auction, but
some of the coins were very interesting. A copper pattern 4-ticals with no
date, but struck in 1868 was estimated at US$7000-8000. The auctioneer had
to start the bidding at US$13,000 on behalf of a postal bidder. A Bangkok
dealer put in a bid of US$14,000, but the postal bidder ended up buying the
interesting pattern for US$15,000.
The interest for a silver medal from Napoleon III was
great. The medal, struck in 1861, showing on the reverse Napoleon III’s
reception with the Thai Ambassador had an estimate of US$2,000-3,000. After
keen bidding a Bangkok coin dealer bought the medal for US$ 7,500 on behalf
of a collector.
Not so many of the bidders seemed to be interested in the
Essai or Pattern 1 Baht silver of RS127( (1908). This is one of the last
coins struck during the reign of King Chulalongkorn. A Thai dealer bought
the coin for US$13,500, not too far from the estimated price of US$10,000.
Including the Buyer Premium of 15%, the dealer paid US$ 15,525, about Baht
590,000.
After the auction, some of the collectors realized that
the value of the coin was much higher than what the dealers had paid.
Comparing what the coin had been sold for previously, the baht 590,000
seemed cheap.
The dealer estimated the value of the coin at Baht
1,000,000, but when a collector offered him Baht 850,000, the offer was
accepted.
A profit of Baht 260,000 is not bad, and I believe Baht
850,000 was a reasonable price for the coin.
If the dealer and collector that bought the coin in the end had been
bidding against each other in the auction, the price might have been much
higher.
Animal Crackers:
Will you help me? Can you help me?
by Mirin
MacCarthy
Sitting in the shade of a parked car in the grounds of
Wat Chaiyamonkul was the most pitiful little dog I have ever seen. It was
only about three years old and almost totally furless with mange. “Sad”,
I called her, and crouched down nearby and tried to speak to her. I was
going to give her a few dog biscuits and water I had in the back of my car,
but she was too wary. The Wat was her last refuge; she was still uncertain
where the next kick was coming from and struggled to her feet and shuffled
off.
After
Although Wats do serve as much needed homes and provide
food for countless strays, no vet treatment or medication is given. I just
desperately wanted to ask the monk if I could take her home. I resisted the
strong temptation as I am sheltering another injured dog and bird and
homeless cat and worse have been threatened with divorce if I bring more
home. My husband has decided that there has to be a limit.
Before
I am not crazy though; I know certainly that we could
have helped that dog. I have before and after photos to prove it. In six to
eight weeks time with a mange bath once a week with Amitrax she would be a
proper furry dog again instead of a bleeding mess.
Pattaya Animal Welfare Society (PAWS) is trying to raise
funds to set up an animal rescue shelter here that will provide temporary
homes and much needed treatment for poor little dogs like Sad.
Sad
A shelter such as the one they have built in Koh Samui
and where these before and after photos came from. The dog rescue centre
works in Koh Samui, and after treatment, inoculations and spay/neutering,
the dogs are released where they were found.
An animal shelter will work here also if we all get together to build it.
Can you help poor little creatures like Sad? Would you take one in yourself
and treat it for two months? Would you donate building materials for the
shelter, time or expertise? Would you donate food, bedding, toys, care,
anything to help Pattaya’s pitiful strays and help clean up Pattaya’s
image? Do you care? Please help us to help. Pattaya Animal Welfare Society,
Email<[email protected]>
Automatic Fax 038-231675. Office address: 183/14 Soi Post Office, Pattaya
City. If you would like to meet us, the next PAWS meeting will be held at
Delaney’s Irish Pub, Pattaya 2nd Rd at 8 p.m. on Wednesday April 26, and
everyone is welcome.
Copyright 2000 Pattaya Mail Publishing Co.Ltd.
370/7-8 Pattaya Second Road, Pattaya City, Chonburi 20260, Thailand
Tel.66-38 411 240-1, 413 240-1, Fax:66-38 427 596; e-mail: [email protected]
Updated by Chinnaporn Sangwanlek, assisted by
Boonsiri Suansuk. |
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